Foursquare Financial Solutions. Supporting and Resourcing Our Leaders

Retirement. Planning for Your Future.

Here at Foursquare, we believe in helping you secure your future. Our vision is to help you financially prepare by providing a well-structured retirement plan. The Foursquare Church has brought together the corporate leadership, local church councils, ministers and other Foursquare employees to establish the Foursquare Retirement Plan.

In the sections that follow, you will find the details of the retirement plan, as well as how you can participate in making decisions as to where your funds will be invested. This is one of the ways that we as a church family are making it possible for our ministers and employees to "finish well."

What are the retirement plan eligibility requirements?

The Foursquare Retirement Plan is available exclusively for U.S. Foursquare licensed ministers and compensated lay employees of the following Foursquare employers:

• Local Foursquare churches in the United States
• Foursquare Bible colleges in the United States
• The Foursquare central office, district offices and camps
• Foursquare evangelists and chaplains

Tell me about the Foursquare retirement plan.

Please download this document for details of the Foursquare Retirement Plan. If you have any questions, please e-mail Foursquare Retirement Services or call888.635.4234.

How do I make contributions toward retirement?

A Monthly Data Report must be submitted to Foursquare Retirement Services for all participants who elect to have deductions from payroll, and/or for churches that elect to make contributions on behalf of their employees.

Click below to download contribution transmittal guidelines for details and instructions on how to submit your monthly contributions.

What are the IRS limits for 2012?

Elective Deferrals. Voulntary Contributions deducted from your paycheck on a pre-tax basis:

• The lesser of $17,000 or 100% of includable income

Overall Limit. Includes any elective deferrals (pre and after-tax) from pay, plus any non-elective (employer) contributions (church matching and/or discretionary amounts) and the Foursquare Corporate Funding Arrangement:

• The lesser of $50,000 or 100% of includable income

Age 50 (and above) Catch-up Provision. If you are or will be age 50 in 2012 you may make up to an additional $5,500 in pre-taxed Elective Deferrals.

Please consult your accountant and/or financial advisor for details on the IRS Limits and how they apply to your personal situation.

Salary Reduction Agreement

Use this form to advise your payroll supervisor of an elective deferral—you do not need to submit this form to Foursquare Retirement Services or to Lincoln Financial Group. Print the Contribution Transmittal Guidelines (PDF, 360 KB, 3 pages) and contact Foursquare Retirement Services if you have questions on the procedures for remitting and reporting your payroll deductions.

Rollover/Transfer Request
Use this form to rollover or transfer eligible funds into the Foursquare Retirement Plan. Before you complete the forms, e-mail Foursquare Retirement Services to determine that the funds are eligible to rollover/transfer under current tax laws and Plan provisions.

Note: Use these forms only if you have already received a Plan Enrollment Kit. Please e-mail Foursquare Retirement Services if you have questions, or if you need enrollment kits.

How do I access my Foursquare Retirement Plan account online?

Visit the Lincoln Financial Services website to monitor your Foursquare Retirement Plan account.

To access your account online, enter your Social Security Number and PIN that came with your "Benny" account information in the mail. If you don't have your account information, or if you would like to set up an account, e-mail the Foursquare Retirement Services office. 

Can Foursquare help me with my investment decision?

An independent investment consultant under the guidance of Foursquare Investment Committee has evaluated your retirement plan’s investment options to develop six asset allocation models for participants who are unfamiliar with investing.

For more information, download the Asset Allocation Models and the Investment Model Options brochure, which includes an investor profile quiz.

Do you have any resource recommendations? 

The following websites offer free retirement planning tools and investment information:

• AMG (Lincoln Financial Group)
• Financial Engines
• Morgan Stanley Smith Barney

Contact us

Foursquare Retirement Services is here to help you with all your retirement needs! Here are a few things we can assist you with:

• Provide enrollment materials ( also available in Spanish)
• Account information
• Rollover Request
• Distribution Request
• Beneficiary changes
• Change of address
• Investment models and fund allocation
• Answer your questions

Please call us at 888.635.4234 and ask for retirement, or email us, and we’ll be glad to respond to your request.